{"id":57624,"date":"2025-11-25T16:18:59","date_gmt":"2025-11-25T13:18:59","guid":{"rendered":"https:\/\/etb-group.com\/?page_id=57624"},"modified":"2025-12-02T12:26:17","modified_gmt":"2025-12-02T09:26:17","slug":"credit-management","status":"publish","type":"page","link":"https:\/\/etb-group.com\/en\/credit-management\/","title":{"rendered":"Credit Management"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"57624\" class=\"elementor elementor-57624\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f143189 e-con-full e-flex e-con e-parent\" data-id=\"f143189\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-584ebff e-con-full e-flex e-con e-child\" data-id=\"584ebff\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1bd7cd4 elementor-widget elementor-widget-heading\" data-id=\"1bd7cd4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Credit Management<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5bf8cfc elementor-widget__width-auto animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"5bf8cfc\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Credit management outsourcing that strengthens cash flow \u2013 customer-focused,\nprofessional, and risk-controlled<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6daae41 elementor-widget elementor-widget-text-editor\" data-id=\"6daae41\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">A healthy cash flow is essential for every organization. At <\/span><b>ETB Support Solutions<\/b><span style=\"font-weight: 400;\">, we ensure that invoices are paid faster, risks are reduced, and customer relationships remain intact. Together with our partner <\/span><b>CBMK Credit Management<\/b><span style=\"font-weight: 400;\">, we offer powerful and flexible solutions for effective credit management \u2014 from accounts receivable management to legal collection and financial reporting.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-135ecdf elementor-widget elementor-widget-text-editor\" data-id=\"135ecdf\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">With more than 20 years of experience in <\/span><b>BPO and financial outsourcing<\/b><span style=\"font-weight: 400;\">, we help companies optimize their payment processes. Our approach is both professional and personal: we collect with respect, communicate clearly, and maintain customer relationships while strengthening your financial position.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aaf78b8 elementor-widget elementor-widget-text-editor\" data-id=\"aaf78b8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Whether you are looking for full-service accounts receivable management, support for complex cases, or structured financial insights, we provide solutions tailored to your <\/span><b>industry, systems, and strategy<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c23024 elementor-widget elementor-widget-the7_button_widget\" data-id=\"1c23024\" data-element_type=\"widget\" data-widget_type=\"the7_button_widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\"><a href=\"mailto:info@etb-group.com\" class=\"box-button elementor-button elementor-size-sm\">Contact us<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Outline\" viewBox=\"0 0 24 24\" width=\"512\" height=\"512\"><path d=\"M19,1H5A5.006,5.006,0,0,0,0,6V18a5.006,5.006,0,0,0,5,5H19a5.006,5.006,0,0,0,5-5V6A5.006,5.006,0,0,0,19,1ZM5,3H19a3,3,0,0,1,2.78,1.887l-7.658,7.659a3.007,3.007,0,0,1-4.244,0L2.22,4.887A3,3,0,0,1,5,3ZM19,21H5a3,3,0,0,1-3-3V7.5L8.464,13.96a5.007,5.007,0,0,0,7.072,0L22,7.5V18A3,3,0,0,1,19,21Z\"><\/path><\/svg><\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cdd116c e-con-full e-flex e-con e-child\" data-id=\"cdd116c\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3d79e99 elementor-widget elementor-widget-image\" data-id=\"3d79e99\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"732\" src=\"https:\/\/etb-group.com\/wp-content\/uploads\/2025\/11\/medium-shot-man-holding-clipboard-1024x732.jpg\" class=\"attachment-large size-large wp-image-57771\" alt=\"\" srcset=\"https:\/\/etb-group.com\/wp-content\/uploads\/2025\/11\/medium-shot-man-holding-clipboard-1024x732.jpg 1024w, https:\/\/etb-group.com\/wp-content\/uploads\/2025\/11\/medium-shot-man-holding-clipboard-300x214.jpg 300w, https:\/\/etb-group.com\/wp-content\/uploads\/2025\/11\/medium-shot-man-holding-clipboard-768x549.jpg 768w, https:\/\/etb-group.com\/wp-content\/uploads\/2025\/11\/medium-shot-man-holding-clipboard-1536x1097.jpg 1536w, https:\/\/etb-group.com\/wp-content\/uploads\/2025\/11\/medium-shot-man-holding-clipboard-2048x1463.jpg 2048w, https:\/\/etb-group.com\/wp-content\/uploads\/2025\/11\/medium-shot-man-holding-clipboard-18x12.jpg 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-623a316 e-con-full e-flex e-con e-parent\" data-id=\"623a316\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f47bdce e-con-full e-flex e-con e-child\" data-id=\"f47bdce\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-40b055d elementor-widget__width-initial elementor-widget elementor-widget-image\" data-id=\"40b055d\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"500\" height=\"500\" src=\"https:\/\/etb-group.com\/wp-content\/uploads\/2025\/11\/Questions-rafiki.svg\" class=\"attachment-large size-large wp-image-57565\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bb19076 e-con-full e-flex e-con e-child\" data-id=\"bb19076\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7b0b815 elementor-widget elementor-widget-heading\" data-id=\"7b0b815\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why outsource credit management to ETB &amp; CBMK?\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7654106 elementor-widget elementor-widget-text-editor\" data-id=\"7654106\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">By outsourcing your credit management, you benefit from <\/span><b>lower costs, improved cash flow, and greater control<\/b><span style=\"font-weight: 400;\"> over the receivables process \u2014 without compromising your customer relationships.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-de7a0b1 elementor-widget elementor-widget-the7_button_widget\" data-id=\"de7a0b1\" data-element_type=\"widget\" data-widget_type=\"the7_button_widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\"><a href=\"mailto:info@etb-group.com\" class=\"box-button elementor-button elementor-size-sm\">Contact us<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Outline\" viewBox=\"0 0 24 24\" width=\"512\" height=\"512\"><path d=\"M19,1H5A5.006,5.006,0,0,0,0,6V18a5.006,5.006,0,0,0,5,5H19a5.006,5.006,0,0,0,5-5V6A5.006,5.006,0,0,0,19,1ZM5,3H19a3,3,0,0,1,2.78,1.887l-7.658,7.659a3.007,3.007,0,0,1-4.244,0L2.22,4.887A3,3,0,0,1,5,3ZM19,21H5a3,3,0,0,1-3-3V7.5L8.464,13.96a5.007,5.007,0,0,0,7.072,0L22,7.5V18A3,3,0,0,1,19,21Z\"><\/path><\/svg><\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2b57de3 e-grid e-con-full e-con e-child\" data-id=\"2b57de3\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-549e825 e-con-full e-flex e-con e-child\" data-id=\"549e825\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ae2a717 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"ae2a717\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_1\" data-name=\"Layer 1\" viewBox=\"0 0 24 24\"><path 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class=\"elementor-element elementor-element-9a476bc elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"9a476bc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Reduced risks and fewer late payments<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9ad466a e-con-full e-flex e-con e-child\" data-id=\"9ad466a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b3022d0 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"b3022d0\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_1\" data-name=\"Layer 1\" viewBox=\"0 0 24 24\"><path 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class=\"elementor-element elementor-element-7e1022f elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"7e1022f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Multilingual support from countries including Turkey and Bulgaria<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0a453fd e-con-full e-flex e-con e-child\" data-id=\"0a453fd\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fa073d1 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"fa073d1\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_1\" data-name=\"Layer 1\" viewBox=\"0 0 24 24\"><path d=\"M15.932,1.664c-.344-.973-1.797-.782-1.926,.225-.18,1.615-.85,3.11-4.506,3.11H4C1.794,5,0,6.794,0,9v2c0,1.529,.872,2.844,2.135,3.517l2.941,6.627c.5,1.127,1.619,1.855,2.853,1.855,1.056,0,2.032-.527,2.61-1.411s.672-1.988,.25-2.957l-1.582-3.633h.292c3.656,0,4.326,1.495,4.506,3.11,.157,1.215,1.964,1.107,1.994-.11V2c-.021-.112-.036-.226-.068-.336Zm-6.976,17.767c.154,.353,.121,.74-.09,1.062-.452,.693-1.625,.598-1.961-.16l-2.367-5.333h2.488l1.93,4.432Zm.544-6.432H4c-1.103,0-2-.897-2-2v-2c0-1.103,.897-2,2-2h5.5c1.923,0,3.421-.397,4.5-1.173V14.173c-1.079-.776-2.577-1.173-4.5-1.173Zm12.157,2.657c-.195,.195-.451,.293-.707,.293s-.512-.098-.707-.293c-.391-.391-.391-1.023,0-1.414,2.339-2.339,2.339-6.146,0-8.485-.391-.391-.391-1.023,0-1.414s1.023-.391,1.414,0c3.119,3.119,3.119,8.194,0,11.313Zm-2.94-2.536c-.195,.195-.451,.293-.707,.293s-.512-.098-.707-.293c-.391-.391-.391-1.023,0-1.414,.941-.941,.941-2.473,0-3.414-.391-.391-.391-1.023,0-1.414s1.023-.391,1.414,0c1.721,1.721,1.721,4.521,0,6.242Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0f0fe4f elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"0f0fe4f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Scalable solutions for SMEs and larger organizations<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2a214c5 e-con-full e-flex e-con e-child\" data-id=\"2a214c5\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a64ab04 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"a64ab04\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_1\" data-name=\"Layer 1\" viewBox=\"0 0 24 24\"><path d=\"M15.932,1.664c-.344-.973-1.797-.782-1.926,.225-.18,1.615-.85,3.11-4.506,3.11H4C1.794,5,0,6.794,0,9v2c0,1.529,.872,2.844,2.135,3.517l2.941,6.627c.5,1.127,1.619,1.855,2.853,1.855,1.056,0,2.032-.527,2.61-1.411s.672-1.988,.25-2.957l-1.582-3.633h.292c3.656,0,4.326,1.495,4.506,3.11,.157,1.215,1.964,1.107,1.994-.11V2c-.021-.112-.036-.226-.068-.336Zm-6.976,17.767c.154,.353,.121,.74-.09,1.062-.452,.693-1.625,.598-1.961-.16l-2.367-5.333h2.488l1.93,4.432Zm.544-6.432H4c-1.103,0-2-.897-2-2v-2c0-1.103,.897-2,2-2h5.5c1.923,0,3.421-.397,4.5-1.173V14.173c-1.079-.776-2.577-1.173-4.5-1.173Zm12.157,2.657c-.195,.195-.451,.293-.707,.293s-.512-.098-.707-.293c-.391-.391-.391-1.023,0-1.414,2.339-2.339,2.339-6.146,0-8.485-.391-.391-.391-1.023,0-1.414s1.023-.391,1.414,0c3.119,3.119,3.119,8.194,0,11.313Zm-2.94-2.536c-.195,.195-.451,.293-.707,.293s-.512-.098-.707-.293c-.391-.391-.391-1.023,0-1.414,.941-.941,.941-2.473,0-3.414-.391-.391-.391-1.023,0-1.414s1.023-.391,1.414,0c1.721,1.721,1.721,4.521,0,6.242Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a5ac8f elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"5a5ac8f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Preservation of customer relationships through respectful, solution-oriented communication<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5881e05 e-con-full e-flex e-con e-child\" data-id=\"5881e05\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-92234ee elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"92234ee\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_1\" data-name=\"Layer 1\" viewBox=\"0 0 24 24\"><path d=\"M15.932,1.664c-.344-.973-1.797-.782-1.926,.225-.18,1.615-.85,3.11-4.506,3.11H4C1.794,5,0,6.794,0,9v2c0,1.529,.872,2.844,2.135,3.517l2.941,6.627c.5,1.127,1.619,1.855,2.853,1.855,1.056,0,2.032-.527,2.61-1.411s.672-1.988,.25-2.957l-1.582-3.633h.292c3.656,0,4.326,1.495,4.506,3.11,.157,1.215,1.964,1.107,1.994-.11V2c-.021-.112-.036-.226-.068-.336Zm-6.976,17.767c.154,.353,.121,.74-.09,1.062-.452,.693-1.625,.598-1.961-.16l-2.367-5.333h2.488l1.93,4.432Zm.544-6.432H4c-1.103,0-2-.897-2-2v-2c0-1.103,.897-2,2-2h5.5c1.923,0,3.421-.397,4.5-1.173V14.173c-1.079-.776-2.577-1.173-4.5-1.173Zm12.157,2.657c-.195,.195-.451,.293-.707,.293s-.512-.098-.707-.293c-.391-.391-.391-1.023,0-1.414,2.339-2.339,2.339-6.146,0-8.485-.391-.391-.391-1.023,0-1.414s1.023-.391,1.414,0c3.119,3.119,3.119,8.194,0,11.313Zm-2.94-2.536c-.195,.195-.451,.293-.707,.293s-.512-.098-.707-.293c-.391-.391-.391-1.023,0-1.414,.941-.941,.941-2.473,0-3.414-.391-.391-.391-1.023,0-1.414s1.023-.391,1.414,0c1.721,1.721,1.721,4.521,0,6.242Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-70678ee elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"70678ee\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Seamless integration with your financial systems and CRM<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2be3460 e-con-full e-flex e-con e-child\" data-id=\"2be3460\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c6c9778 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"c6c9778\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_1\" data-name=\"Layer 1\" viewBox=\"0 0 24 24\"><path d=\"M15.932,1.664c-.344-.973-1.797-.782-1.926,.225-.18,1.615-.85,3.11-4.506,3.11H4C1.794,5,0,6.794,0,9v2c0,1.529,.872,2.844,2.135,3.517l2.941,6.627c.5,1.127,1.619,1.855,2.853,1.855,1.056,0,2.032-.527,2.61-1.411s.672-1.988,.25-2.957l-1.582-3.633h.292c3.656,0,4.326,1.495,4.506,3.11,.157,1.215,1.964,1.107,1.994-.11V2c-.021-.112-.036-.226-.068-.336Zm-6.976,17.767c.154,.353,.121,.74-.09,1.062-.452,.693-1.625,.598-1.961-.16l-2.367-5.333h2.488l1.93,4.432Zm.544-6.432H4c-1.103,0-2-.897-2-2v-2c0-1.103,.897-2,2-2h5.5c1.923,0,3.421-.397,4.5-1.173V14.173c-1.079-.776-2.577-1.173-4.5-1.173Zm12.157,2.657c-.195,.195-.451,.293-.707,.293s-.512-.098-.707-.293c-.391-.391-.391-1.023,0-1.414,2.339-2.339,2.339-6.146,0-8.485-.391-.391-.391-1.023,0-1.414s1.023-.391,1.414,0c3.119,3.119,3.119,8.194,0,11.313Zm-2.94-2.536c-.195,.195-.451,.293-.707,.293s-.512-.098-.707-.293c-.391-.391-.391-1.023,0-1.414,.941-.941,.941-2.473,0-3.414-.391-.391-.391-1.023,0-1.414s1.023-.391,1.414,0c1.721,1.721,1.721,4.521,0,6.242Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-270fdcf elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"270fdcf\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Legal and collection support from experienced professionals<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-28c8836 e-con-full e-flex e-con e-child\" data-id=\"28c8836\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5754c9e elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"5754c9e\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Layer_1\" data-name=\"Layer 1\" viewBox=\"0 0 24 24\"><path d=\"M15.932,1.664c-.344-.973-1.797-.782-1.926,.225-.18,1.615-.85,3.11-4.506,3.11H4C1.794,5,0,6.794,0,9v2c0,1.529,.872,2.844,2.135,3.517l2.941,6.627c.5,1.127,1.619,1.855,2.853,1.855,1.056,0,2.032-.527,2.61-1.411s.672-1.988,.25-2.957l-1.582-3.633h.292c3.656,0,4.326,1.495,4.506,3.11,.157,1.215,1.964,1.107,1.994-.11V2c-.021-.112-.036-.226-.068-.336Zm-6.976,17.767c.154,.353,.121,.74-.09,1.062-.452,.693-1.625,.598-1.961-.16l-2.367-5.333h2.488l1.93,4.432Zm.544-6.432H4c-1.103,0-2-.897-2-2v-2c0-1.103,.897-2,2-2h5.5c1.923,0,3.421-.397,4.5-1.173V14.173c-1.079-.776-2.577-1.173-4.5-1.173Zm12.157,2.657c-.195,.195-.451,.293-.707,.293s-.512-.098-.707-.293c-.391-.391-.391-1.023,0-1.414,2.339-2.339,2.339-6.146,0-8.485-.391-.391-.391-1.023,0-1.414s1.023-.391,1.414,0c3.119,3.119,3.119,8.194,0,11.313Zm-2.94-2.536c-.195,.195-.451,.293-.707,.293s-.512-.098-.707-.293c-.391-.391-.391-1.023,0-1.414,.941-.941,.941-2.473,0-3.414-.391-.391-.391-1.023,0-1.414s1.023-.391,1.414,0c1.721,1.721,1.721,4.521,0,6.242Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cec0616 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"cec0616\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Transparent reporting and real-time insight into outstanding receivables<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6ab78de e-con-full e-flex e-con e-parent\" data-id=\"6ab78de\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-aa50e00 elementor-widget elementor-widget-heading\" data-id=\"aa50e00\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Our Credit Management Services<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-61d90f2 e-con-full e-grid e-con e-child\" data-id=\"61d90f2\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-45a69dd e-con-full e-flex e-con e-child\" data-id=\"45a69dd\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-b04ff72 e-con-full e-flex e-con e-child\" data-id=\"b04ff72\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e033202 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"e033202\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"feather feather-credit-card\"><rect x=\"1\" y=\"4\" width=\"22\" height=\"16\" rx=\"2\" ry=\"2\"><\/rect><line x1=\"1\" y1=\"10\" x2=\"23\" y2=\"10\"><\/line><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9ef25d9 elementor-widget__width-auto animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"9ef25d9\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;zoomIn&quot;,&quot;_animation_delay&quot;:&quot;200&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\"># 01<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a26367b elementor-widget__width-auto animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"a26367b\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Accounts receivable management\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f57406a e-con-full e-flex e-con e-child\" data-id=\"f57406a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-facb0c1 elementor-widget elementor-widget-text-editor\" data-id=\"facb0c1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">We handle your entire accounts receivable process \u2014 from sending reminders to maintaining personal contact with customers regarding outstanding invoices.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Our customer-focused follow-up ensures timely payments while preserving valuable relationships.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">If you want to outsource your receivables management, we provide structure, transparency, and continuity.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-005a306 e-con-full e-flex e-con e-child\" data-id=\"005a306\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7440e8c e-con-full e-flex e-con e-child\" data-id=\"7440e8c\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-205bf4a elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"205bf4a\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"feather feather-trending-up\"><polyline points=\"23 6 13.5 15.5 8.5 10.5 1 18\"><\/polyline><polyline points=\"17 6 23 6 23 12\"><\/polyline><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a07481 elementor-widget__width-auto animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"5a07481\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;zoomIn&quot;,&quot;_animation_delay&quot;:&quot;200&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\"># 02<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8017a3f elementor-widget__width-auto animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"8017a3f\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Debt collection services\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4d7c6aa e-con-full e-flex e-con e-child\" data-id=\"4d7c6aa\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3b6855d elementor-widget elementor-widget-text-editor\" data-id=\"3b6855d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">For overdue payments, we apply a respectful yet results-driven approach.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">We manage both amicable settlements and legal procedures when necessary, always protecting your company\u2019s reputation.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Where traditional collection agencies focus only on recovery, <\/span><b>ETB and CBMK<\/b><span style=\"font-weight: 400;\"> deliver a <\/span><b>strategic and sustainable approach<\/b><span style=\"font-weight: 400;\"> aligned with your brand and customer relationships.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-85d7a05 e-con-full e-flex e-con e-child\" data-id=\"85d7a05\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-124a21a e-con-full e-flex e-con e-child\" data-id=\"124a21a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-672853e elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"672853e\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"feather feather-book-open\"><path d=\"M2 3h6a4 4 0 0 1 4 4v14a3 3 0 0 0-3-3H2z\"><\/path><path d=\"M22 3h-6a4 4 0 0 0-4 4v14a3 3 0 0 1 3-3h7z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4fea5c7 elementor-widget__width-auto animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"4fea5c7\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;zoomIn&quot;,&quot;_animation_delay&quot;:&quot;200&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\"># 03<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b09648 elementor-widget__width-auto animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"6b09648\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Legal support\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-65ab723 e-con-full e-flex e-con e-child\" data-id=\"65ab723\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f8f330e elementor-widget elementor-widget-text-editor\" data-id=\"f8f330e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">In cooperation with <\/span><b>CBMK Credit Management<\/b><span style=\"font-weight: 400;\">, we provide assistance with payment disputes, contract monitoring, and legal proceedings.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">Our legal specialists help you manage risk and safeguard your rights with professionalism and discretion.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-97e2d41 e-con-full e-flex e-con e-child\" data-id=\"97e2d41\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-4ded404 e-con-full e-flex e-con e-child\" data-id=\"4ded404\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5e114b0 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"5e114b0\" data-element_type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" class=\"feather feather-bar-chart\"><line x1=\"12\" y1=\"20\" x2=\"12\" y2=\"10\"><\/line><line x1=\"18\" y1=\"20\" x2=\"18\" y2=\"4\"><\/line><line x1=\"6\" y1=\"20\" x2=\"6\" y2=\"16\"><\/line><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d1af638 elementor-widget__width-auto animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"d1af638\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;zoomIn&quot;,&quot;_animation_delay&quot;:&quot;200&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\"># 04<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a86898 elementor-widget__width-auto animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"4a86898\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Financial reporting &amp; insights\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f86632a e-con-full e-flex e-con e-child\" data-id=\"f86632a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f2fd760 elementor-widget elementor-widget-text-editor\" data-id=\"f2fd760\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">You receive clear dashboards and regular reports with detailed insight into payment behavior, outstanding balances, and risk levels.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">This allows you to take proactive measures and maintain control over your liquidity and financial stability.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-be4a3a1 elementor-hidden-tablet elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-id=\"be4a3a1\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b7fefd6 e-con-full e-flex e-con e-child\" data-id=\"b7fefd6\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-50a99bb e-con-full e-flex e-con e-child\" data-id=\"50a99bb\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3debf26 elementor-widget elementor-widget-heading\" data-id=\"3debf26\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Our unique approach to credit management\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b0f6d1 elementor-widget elementor-widget-text-editor\" data-id=\"7b0f6d1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>ETB and CBMK<\/b><span style=\"font-weight: 400;\"> combine operational strength with legal precision.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">While others focus on pressure and volume, we emphasize communication, customization, and strategy.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">We understand that behind every unpaid invoice there is a customer relationship \u2014 and we act accordingly.<\/span><\/p><p><span style=\"font-weight: 400;\">Our teams operate from multiple countries and speak not only your language, but also that of your customers \u2014 in <\/span><b>Dutch, English, French, German, and Nordic languages<\/b><span style=\"font-weight: 400;\">.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">We integrate seamlessly with your systems, maintain clear reporting structures, and align our processes with your internal workflows.<\/span><\/p><p><span style=\"font-weight: 400;\">The result: not just a service provider, but a <\/span><b>strategic extension of your finance department<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2e62aef elementor-widget elementor-widget-the7_button_widget\" data-id=\"2e62aef\" data-element_type=\"widget\" data-widget_type=\"the7_button_widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\"><a href=\"mailto:info@etb-group.com\" class=\"box-button elementor-button elementor-size-sm\">Contact us<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Outline\" viewBox=\"0 0 24 24\" width=\"512\" height=\"512\"><path d=\"M19,1H5A5.006,5.006,0,0,0,0,6V18a5.006,5.006,0,0,0,5,5H19a5.006,5.006,0,0,0,5-5V6A5.006,5.006,0,0,0,19,1ZM5,3H19a3,3,0,0,1,2.78,1.887l-7.658,7.659a3.007,3.007,0,0,1-4.244,0L2.22,4.887A3,3,0,0,1,5,3ZM19,21H5a3,3,0,0,1-3-3V7.5L8.464,13.96a5.007,5.007,0,0,0,7.072,0L22,7.5V18A3,3,0,0,1,19,21Z\"><\/path><\/svg><\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-570c4a3 e-con-full e-flex e-con e-child\" data-id=\"570c4a3\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c03b814 elementor-widget elementor-widget-image\" data-id=\"c03b814\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"732\" src=\"https:\/\/etb-group.com\/wp-content\/uploads\/2025\/11\/medium-shot-man-talking-phone-1024x732.jpg\" class=\"attachment-large size-large wp-image-57760\" alt=\"\" srcset=\"https:\/\/etb-group.com\/wp-content\/uploads\/2025\/11\/medium-shot-man-talking-phone-1024x732.jpg 1024w, https:\/\/etb-group.com\/wp-content\/uploads\/2025\/11\/medium-shot-man-talking-phone-300x214.jpg 300w, https:\/\/etb-group.com\/wp-content\/uploads\/2025\/11\/medium-shot-man-talking-phone-768x549.jpg 768w, https:\/\/etb-group.com\/wp-content\/uploads\/2025\/11\/medium-shot-man-talking-phone-1536x1097.jpg 1536w, https:\/\/etb-group.com\/wp-content\/uploads\/2025\/11\/medium-shot-man-talking-phone-2048x1463.jpg 2048w, https:\/\/etb-group.com\/wp-content\/uploads\/2025\/11\/medium-shot-man-talking-phone-18x12.jpg 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0cac57f e-con-full e-flex e-con e-child\" data-id=\"0cac57f\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-2edcd4c e-con-full e-flex e-con e-child\" data-id=\"2edcd4c\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7f9441b elementor-widget elementor-widget-heading\" data-id=\"7f9441b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Credit management outsourcing\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ce4be4a elementor-widget__width-auto animated-slow elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"ce4be4a\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInLeft&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Strategic value for your organization<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-03452bf elementor-widget elementor-widget-text-editor\" data-id=\"03452bf\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">By outsourcing your credit management to <\/span><b>ETB and CBMK<\/b><span style=\"font-weight: 400;\">, you:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Strengthen your cash flow and liquidity<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Reduce administrative workload<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Stay focused on your core business<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Gain a partner that grows with your organization<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Whether it involves managing receivables, handling collection processes, or executing legal recoveries, we deliver a <\/span><b>comprehensive and reliable credit management process<\/b><span style=\"font-weight: 400;\"> that delivers measurable results.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-970e4d0 elementor-widget elementor-widget-the7_button_widget\" data-id=\"970e4d0\" data-element_type=\"widget\" data-widget_type=\"the7_button_widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\"><a href=\"mailto:info@etb-group.com\" class=\"box-button elementor-button elementor-size-sm\">Contact us<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Outline\" viewBox=\"0 0 24 24\" width=\"512\" height=\"512\"><path d=\"M19,1H5A5.006,5.006,0,0,0,0,6V18a5.006,5.006,0,0,0,5,5H19a5.006,5.006,0,0,0,5-5V6A5.006,5.006,0,0,0,19,1ZM5,3H19a3,3,0,0,1,2.78,1.887l-7.658,7.659a3.007,3.007,0,0,1-4.244,0L2.22,4.887A3,3,0,0,1,5,3ZM19,21H5a3,3,0,0,1-3-3V7.5L8.464,13.96a5.007,5.007,0,0,0,7.072,0L22,7.5V18A3,3,0,0,1,19,21Z\"><\/path><\/svg><\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-091afd8 elementor-widget elementor-widget-image\" data-id=\"091afd8\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/etb-group.com\/wp-content\/uploads\/2025\/11\/men-working-together-as-team-1-1024x576.jpg\" class=\"attachment-large size-large wp-image-57772\" alt=\"\" srcset=\"https:\/\/etb-group.com\/wp-content\/uploads\/2025\/11\/men-working-together-as-team-1-1024x576.jpg 1024w, https:\/\/etb-group.com\/wp-content\/uploads\/2025\/11\/men-working-together-as-team-1-300x169.jpg 300w, https:\/\/etb-group.com\/wp-content\/uploads\/2025\/11\/men-working-together-as-team-1-768x432.jpg 768w, https:\/\/etb-group.com\/wp-content\/uploads\/2025\/11\/men-working-together-as-team-1-1536x864.jpg 1536w, https:\/\/etb-group.com\/wp-content\/uploads\/2025\/11\/men-working-together-as-team-1-2048x1152.jpg 2048w, https:\/\/etb-group.com\/wp-content\/uploads\/2025\/11\/men-working-together-as-team-1-18x10.jpg 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-04f5325 e-con-full e-flex e-con e-parent\" data-id=\"04f5325\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-84bb43e e-con-full e-flex e-con e-child\" data-id=\"84bb43e\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;video&quot;,&quot;background_video_link&quot;:&quot;https:\\\/\\\/www.youtube.com\\\/watch?v=9tUgYrTSJjo&quot;,&quot;background_play_on_mobile&quot;:&quot;yes&quot;}\">\n\t\t<div class=\"elementor-background-video-container\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-video-embed\"><\/div>\n\t\t\t\t\t\t<\/div>\t\t<div class=\"elementor-element elementor-element-027ecb3 elementor-widget elementor-widget-heading\" data-id=\"027ecb3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Schedule a free consultation<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f787356 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"f787356\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Would you like to discover how <\/span><b>ETB and CBMK<\/b><span style=\"font-weight: 400;\"> can optimize your credit management?<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">During a no-obligation consultation, we assess your current situation, challenges, and goals.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><span style=\"font-weight: 400;\">You will receive a tailored proposal aligned with your processes, customers, and financial strategy.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-94f4058 elementor-align-center elementor-widget elementor-widget-the7_button_widget\" data-id=\"94f4058\" data-element_type=\"widget\" data-widget_type=\"the7_button_widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\"><a href=\"mailto:info@etb-group.com\" class=\"box-button elementor-button elementor-size-sm\">Get in touch with us today.<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Outline\" viewBox=\"0 0 24 24\" width=\"512\" height=\"512\"><path d=\"M19,1H5A5.006,5.006,0,0,0,0,6V18a5.006,5.006,0,0,0,5,5H19a5.006,5.006,0,0,0,5-5V6A5.006,5.006,0,0,0,19,1ZM5,3H19a3,3,0,0,1,2.78,1.887l-7.658,7.659a3.007,3.007,0,0,1-4.244,0L2.22,4.887A3,3,0,0,1,5,3ZM19,21H5a3,3,0,0,1-3-3V7.5L8.464,13.96a5.007,5.007,0,0,0,7.072,0L22,7.5V18A3,3,0,0,1,19,21Z\"><\/path><\/svg><\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Credit Management Credit management outsourcing that strengthens cash flow \u2013 customer-focused, professional, and risk-controlled A healthy cash flow is essential for every organization. At ETB Support Solutions, we ensure that invoices are paid faster, risks are reduced, and customer relationships remain intact. Together with our partner CBMK Credit Management, we offer powerful and flexible solutions&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"inline_featured_image":false,"footnotes":""},"class_list":["post-57624","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/etb-group.com\/en\/wp-json\/wp\/v2\/pages\/57624","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/etb-group.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/etb-group.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/etb-group.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/etb-group.com\/en\/wp-json\/wp\/v2\/comments?post=57624"}],"version-history":[{"count":16,"href":"https:\/\/etb-group.com\/en\/wp-json\/wp\/v2\/pages\/57624\/revisions"}],"predecessor-version":[{"id":57791,"href":"https:\/\/etb-group.com\/en\/wp-json\/wp\/v2\/pages\/57624\/revisions\/57791"}],"wp:attachment":[{"href":"https:\/\/etb-group.com\/en\/wp-json\/wp\/v2\/media?parent=57624"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}