{"id":58039,"date":"2026-08-26T10:04:28","date_gmt":"2026-08-26T07:04:28","guid":{"rendered":"https:\/\/etb-group.com\/?p=58039"},"modified":"2026-08-26T10:06:43","modified_gmt":"2026-08-26T07:06:43","slug":"fsma-certification-strengthens-our-services-in-belgium","status":"publish","type":"post","link":"https:\/\/etb-group.com\/en\/fsma-certification-strengthens-our-services-in-belgium\/","title":{"rendered":"FSMA Certification Strengthens Our Services in Belgium"},"content":{"rendered":"\n<p><strong>FSMA Certification Strengthens Our Services in Belgium<\/strong><\/p>\n\n\n\n<p>ETB is taking the next step in the Belgian insurance market. Since 8 July 2026, ETB Support Solutions has been officially registered with the FSMA as a non-life insurance sub-agent. With this FSMA certification, we can expand our services and provide Belgian consumers with both information and advice on non-life insurance by telephone.<\/p>\n\n\n\n<p>For ETB, this&nbsp;is about&nbsp;more than simply expanding our range of services. It allows us to bring customer contact and insurance advice closer together \u2013 for our clients and their customers.<\/p>\n\n\n\n<p><strong>From Customer Service to Insurance Advice<\/strong><\/p>\n\n\n\n<p>Good customer service is about providing the right support at the right moment. In insurance, there is an additional challenge: a service request can develop into a question that requires actual insurance advice during the very same conversation.<\/p>\n\n\n\n<p>Until now, this could create a break in the customer journey. An agent could provide general information, but when&nbsp;personalised&nbsp;advice was required, the conversation had to be transferred.<\/p>\n\n\n\n<p>With our FSMA certification, qualified ETB employees can now also provide Belgian consumers with telephone advice on non-life insurance within the scope of our&nbsp;authorisation.<\/p>\n\n\n\n<p><strong>This means customers can receive the support they need within the same conversation.<\/strong><\/p>\n\n\n\n<p>It reduces the need for transfers and enables service and advice to become part of one seamless customer journey.<\/p>\n\n\n\n<p><strong>What Does ETB&#8217;s FSMA Certification Mean?<\/strong><\/p>\n\n\n\n<p>The FSMA (Financial Services and Markets Authority) supervises the Belgian financial sector.<\/p>\n\n\n\n<p>Since 8 July 2026, ETB Support Solutions has been officially listed in the FSMA&#8217;s public register as a non-life insurance sub-agent. Our registration is publicly available and can be verified directly through the FSMA register.<\/p>\n\n\n\n<p>Under this registration, we can carry out insurance distribution activities for non-life insurance within the applicable legal framework and distribution structure.<\/p>\n\n\n\n<p>Our services include providing Belgian consumers with information and advice by telephone.<\/p>\n\n\n\n<p>We can offer these services in three languages:<\/p>\n\n\n\n<p>\u2022&nbsp;Dutch<\/p>\n\n\n\n<p>\u2022&nbsp;French<\/p>\n\n\n\n<p>\u2022&nbsp;German<\/p>\n\n\n\n<p>Life insurance and pension products are explicitly outside the scope of our&nbsp;authorisation.<\/p>\n\n\n\n<p><strong>Insurance Advice Requires Qualified People<\/strong><\/p>\n\n\n\n<p>FSMA certification is important, but ultimately, it is our employees who speak directly with customers. Professional competence is therefore a key part of how we&nbsp;organise&nbsp;insurance advice at ETB.<\/p>\n\n\n\n<p>We have developed our own interactive training&nbsp;programme&nbsp;for this purpose. Employees not only learn the theory behind insurance distribution, but also how to apply that knowledge in real customer conversations.<\/p>\n\n\n\n<p>They also receive product-specific training for the insurance products on which they provide advice.<\/p>\n\n\n\n<p>We provide the training ourselves. The examinations, deliberately, are independent.<\/p>\n\n\n\n<p>The examinations are conducted by an independent,&nbsp;recognised&nbsp;Belgian institution. The first six examinations have already been successfully completed by colleagues from our Operations and Compliance teams.<\/p>\n\n\n\n<p>Building on this foundation, we are further expanding the&nbsp;programme&nbsp;for employees who will work as Persons in Contact with the Public (PCPs).<\/p>\n\n\n\n<p><strong>Quality Does Not Stop After Passing an Exam<\/strong><\/p>\n\n\n\n<p>Working in the insurance sector requires continuous attention to knowledge and quality. Regulations&nbsp;change, products&nbsp;evolve&nbsp;and employees need to keep their professional knowledge up to date.<\/p>\n\n\n\n<p>That is why our&nbsp;employees&nbsp;complete annual professional competence training.<\/p>\n\n\n\n<p>In addition, we review advisory conversations through targeted Quality Management (QM) checks. These checks go beyond assessing how well a conversation was handled; they focus specifically on the quality and substance of the advice provided.<\/p>\n\n\n\n<p>Was the advice correct? Was it explained clearly? Was it appropriate for the consumer&#8217;s situation? And was it clear why a particular product was recommended?<\/p>\n\n\n\n<p>By combining training, independent examinations and ongoing quality control, we ensure that the quality of our telephone insurance advice is maintained consistently.<\/p>\n\n\n\n<p><strong>Multilingual Insurance Advice for the Belgian Market<\/strong><\/p>\n\n\n\n<p>Belgium is a multilingual market. For&nbsp;organisations&nbsp;operating nationwide, this means that customer service and advice need to be available in multiple languages without compromising quality.<\/p>\n\n\n\n<p>ETB can support telephone customer service and insurance advice for non-life insurance in Dutch, French and German.<\/p>\n\n\n\n<p>For our clients, this creates the opportunity to manage multiple parts of the customer journey within a single operational environment \u2013 from general customer service through to the point at which a consumer requires insurance advice.<\/p>\n\n\n\n<p>This combination reflects the way we approach customer experience at ETB: customers should notice as little as possible of the different processes and structures operating behind the scenes.<\/p>\n\n\n\n<p><strong>Compliance as Part of the Customer Experience<\/strong><\/p>\n\n\n\n<p>In financial services, customer experience and compliance cannot be separated.<\/p>\n\n\n\n<p>A fast and friendly conversation alone is not enough when a consumer is receiving financial advice. The advice must also be accurate, understandable and transparent.<\/p>\n\n\n\n<p>That is why our insurance advisory services build on ETB&#8217;s existing processes for quality, information security and privacy.<\/p>\n\n\n\n<p>ETB holds, among others, ISO 27001 and ISO 27701 certifications for information security and the protection of personal data.<\/p>\n\n\n\n<p>With our FSMA certification, we are adding an important new capability for the Belgian insurance market: telephone advice on non-life insurance within a controlled, multilingual customer contact environment.<\/p>\n\n\n\n<p><strong>Frequently Asked Questions About ETB&#8217;s FSMA Certification<\/strong><\/p>\n\n\n\n<p><strong>Does ETB Have FSMA Certification in Belgium?<\/strong><br>Yes. When we refer to our FSMA certification, we mean that ETB Support Solutions has been officially registered in the FSMA&#8217;s public register as a non-life insurance sub-agent since 8 July 2026.<\/p>\n\n\n\n<p><strong>Can ETB Provide Belgian Consumers with Insurance Advice by Telephone?<\/strong><br>Yes. Within the scope of our registration, qualified employees can provide Belgian consumers with information and advice on non-life insurance by telephone.<\/p>\n\n\n\n<p><strong>What Types of Insurance Can ETB Advise On?<\/strong><br>Our\u00a0authorisation\u00a0covers non-life insurance. Life insurance and pension products are outside the scope of our\u00a0authorisation.<\/p>\n\n\n\n<p><strong>In Which Languages Can ETB Provide Insurance Advice?<\/strong><br>ETB can support and advise Belgian consumers in Dutch, French and German.<\/p>\n\n\n\n<p><strong>How Does ETB Ensure Employees Remain Professionally Competent?<\/strong><br>We combine our own training\u00a0programme\u00a0and product-specific training with independent examinations conducted by a\u00a0recognised\u00a0Belgian institution, annual professional competence training and Quality Management checks of advisory conversations.<\/p>\n\n\n\n<p><strong>Where Can I Verify ETB&#8217;s FSMA Registration?<\/strong><br>ETB Support Solutions&#8217; official registration can be verified in the FSMA&#8217;s public register.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>FSMA Certification Strengthens Our Services in Belgium ETB is taking the next step in the Belgian insurance market. Since 8 July 2026, ETB Support Solutions has been officially registered with the FSMA as a non-life insurance sub-agent. With this FSMA certification, we can expand our services and provide Belgian consumers with both information and advice&hellip;<\/p>\n","protected":false},"author":1,"featured_media":58040,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-58039","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","category-1","description-off"],"_links":{"self":[{"href":"https:\/\/etb-group.com\/en\/wp-json\/wp\/v2\/posts\/58039","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/etb-group.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/etb-group.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/etb-group.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/etb-group.com\/en\/wp-json\/wp\/v2\/comments?post=58039"}],"version-history":[{"count":2,"href":"https:\/\/etb-group.com\/en\/wp-json\/wp\/v2\/posts\/58039\/revisions"}],"predecessor-version":[{"id":58043,"href":"https:\/\/etb-group.com\/en\/wp-json\/wp\/v2\/posts\/58039\/revisions\/58043"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/etb-group.com\/en\/wp-json\/wp\/v2\/media\/58040"}],"wp:attachment":[{"href":"https:\/\/etb-group.com\/en\/wp-json\/wp\/v2\/media?parent=58039"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/etb-group.com\/en\/wp-json\/wp\/v2\/categories?post=58039"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/etb-group.com\/en\/wp-json\/wp\/v2\/tags?post=58039"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}